Introduction
PrimePoint Traders, LLC (“PrimePoint Traders,” “we,” “our” or “us”) operates the website at primepointtraders.com (the “Website”) and offers trading simulations, Monetized Simulated Account programs, educational materials, risk-management tools, and related services (collectively, the “Services”). These Terms and Conditions (the “Terms”) set forth the legally binding agreement between you (“you,” “your” or “User”) and PrimePoint Traders whenever you access the Website, use the Services, or otherwise interact with us.

These Terms constitute the entire understanding between you and PrimePoint Traders regarding your use of our Website and Services. We may revise these Terms at any time, in our sole discretion. Revised Terms become effective immediately upon posting to the Website, and your continued access or use of the Services constitutes acceptance of those changes. It is your responsibility to review the Terms each time you visit or use our Services.

To support ongoing enhancement of the Services, we may add, modify or remove features, content or functionality, or discontinue Services altogether. We may make such changes for any of the following reasons:

1. To adopt new technologies or improve performance;
2. To reflect growth or fluctuations in our user base;
3. To comply with updates to our agreements, licenses or partnerships with third-party providers;
4. To prevent misuse, fraud or other harmful conduct;
5. To address legal, regulatory, safety or security requirements.

Your Agreement
By clicking “I Agree,” “Accept,” or any similar button or link, or by installing, accessing, or using our Services, you expressly acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. You also confirm that you have the authority to enter into this agreement on your own behalf or on behalf of the entity you represent.

Please Read Carefully
These Terms contain important information about your rights and obligations. If you do not agree with any provision of these Terms (or any future amendments), you must stop using the Website and Services immediately. We encourage you to read these Terms and our Privacy Policy thoroughly and to contact us with any questions before proceeding.

Definitions
Capitalized terms shall have the meaning assigned to them in these Terms unless the context requires otherwise.

“Account” means a User’s designated login that enables access to the Hub, use of the Services, review of the Services to which the User is subscribed, enrollment in new Services, and management of the User’s personal information and profile.

“User,” “You,” and “Your” mean any individual browsing our Website or registering for an Account.

“Evaluation” means the simulated testing environment in which we assess Your trading performance to determine whether You qualify to become a Monetized Simulated User. During the Evaluation, You will have access to simulated trading platforms, analytical tools, educational materials, and other related resources.

“Forbidden Territory” means any jurisdiction where our Services are not available or are prohibited, including but not limited to:
• Afghanistan
• Burundi
• Central African Republic
• Cuba
• Republic of the Congo
• Crimea
• Democratic Republic of the Congo
• Eritrea
• Guinea
• Guinea-Bissau
• Iraq
• Iran
• Israel
• Laos
• Lebanon
• Liberia
• Libya
• Myanmar
• North Korea
• Palestinian territories
• Papua New Guinea
• South Sudan
• Sudan
• Somalia
• Syria
• Vanuatu
• Venezuela
• Yemen

(Use of our Services in the United States is permitted; the United States is expressly excluded from this list.)

“Monetized Simulated Account User” means a User who, upon successful completion of the Evaluation and our verification procedures, is granted access to trade using a monetized simulated account.

“Hub” means the PrimePoint Traders platform that centralizes all knowledge, content, and Services, accessible exclusively to Users with an active Account.

“Intellectual Property” means all worldwide intellectual property rights, whether registered or unregistered, including without limitation:
(a) patents, patent applications, inventions, know-how, research data, and discoveries;
(b) copyrights, mask works, and related registrations and applications;
(c) trade secrets and confidential information;
(d) trademarks, service marks, trade dress, logos, goodwill, and domains;
(e) rights analogous to the foregoing; and
(f) continuations, renewals, reissues, and extensions of any of the foregoing.

“KYC” and “KYB” mean Know Your Customer and Know Your Business, the processes by which we verify the identity of our clients (and their ultimate beneficial owners) and evaluate the regulatory risk of the relationship.

“Sanctions Regime” means any economic or financial sanctions, trade embargoes, sectoral or secondary sanctions, or anti-terrorism measures imposed or enforced by:
• the United States (including OFAC, the Department of State, or the Department of Commerce);
• the United Nations Security Council;
• the European Union;
• the United Kingdom;
• the State of Israel; or
• any other applicable authority.

“Services” means the trading simulations, monetized simulated account programs, educational content, risk-management tools, and related features described in the Services section.

“Trading” means the placement of orders and management of positions in a simulated environment using fictitious funds provided through the Hub.

1. Eligibility
   You may freely browse the public pages of our Website, but to access the Hub and utilize any Services you must register for an Account. To qualify for an Account, you must:
2. Be at least eighteen (18) years old—or older if required by the laws of your jurisdiction;
3. Have the legal capacity to enter into binding agreements;
4. Not reside in any jurisdiction listed as a Forbidden Territory; and
5. Agree to abide by these Terms and all applicable laws and regulations.

We retain sole discretion to approve or deny any application for an Account without liability.

Anti-Money Laundering; KYC/KYB
We maintain robust AML, KYC, and KYB procedures to satisfy all U.S. and international financial-crime laws. You agree to provide, upon request:

• Government-issued identity documents;
• Proof of address;
• Any additional information or documentation necessary to verify your identity, beneficial ownership, or source of funds.

We may engage third-party service providers to perform these checks, share information as required, and update our risk assessments at any time. Accounts that fail to meet our compliance standards may be suspended or terminated, even after initial approval.

Sanctions Compliance
PrimePoint Traders complies fully with all applicable sanctions programs administered by:

• The U.S. Department of the Treasury’s OFAC, the U.S. Department of State, and the U.S. Department of Commerce;
• The United Nations Security Council;
• The European Union;
• The United Kingdom;
• Other relevant authorities.

Our Services are unavailable to any individual or entity subject to sanctions or based in a jurisdiction where our Services are prohibited. By opening or using an Account, you represent and warrant that you are not subject to any such sanctions and that your use of the Services is lawful in your location. We reserve the right to block, suspend, or terminate any Account to ensure compliance with sanctions laws.

2. License of Intellectual Property
   PrimePoint Traders, LLC (“PrimePoint Traders”) grants you a limited, personal, revocable, non-exclusive, non-transferable, and non-sublicensable license (the “License”) to access and use the Website, the Hub, and the Services solely for your internal, non-commercial trading evaluation and educational purposes, including any updates, bug fixes, enhancements, or upgrades that we may make available. All rights not expressly granted herein remain exclusively with PrimePoint Traders.

You acknowledge and agree that:

• You acquire no ownership or other proprietary interest in the Website, the Hub, the Services, or any associated documentation beyond the rights expressly granted by this License.
• PrimePoint Traders may monitor your use of the Website and Services at any time to ensure compliance with these Terms.

Restrictions
Without PrimePoint Traders’ prior written consent, you may not, and will not allow any third party to, directly or indirectly:

1. Grant access to or use of the Website, the Hub, or the Services by any unaffiliated party, whether for a fee or free of charge;
2. Copy, modify, translate, adapt, merge, or create derivative works of the Website, the Hub, the Services, or any element thereof;
3. Sublicense, rent, lease, distribute, sell, resell, or otherwise exploit the Website, the Hub, the Services, or any part of them for any commercial purpose;
4. Develop, market, or offer any product or service that competes with the Website or the Services;
5. Reverse engineer, decompile, disassemble, or otherwise attempt to discover any source code or internal workings of the Website or the Services; or
6. Aggregate, compile, or assemble data or other information from the Website or Services for purposes of creating a competing offering.

PrimePoint Traders reserves all rights not expressly granted in this License. Any unauthorized use of the Website, the Hub, or the Services is strictly prohibited and may result in termination of your access and legal action.

3. Registration Process
4. Account Creation
   To participate in our challenge and access the Hub, you must register for an Account. During registration you will be required to provide accurate, current, and complete personal information—including your full legal name, email address, and payment details. Those payment details must match the information you supply to our designated payment processor. If the information does not match, we may suspend your Account or be unable to process future transactions (e.g., challenge fees or, if you become a Monetized Simulated User, any applicable fees or payouts).
5. User Verification
   After you successfully complete the Evaluation stage and before you can trade as a Monetized Simulated user(continuation of trading demo capital), you must complete our User Verification Process. PrimePoint Traders may initiate this process at any time in its sole discretion. Depending on evolving security and regulatory requirements (including AML/KYC/KYB and sanctions compliance), this process may include some or all of the following, at our option:

• A live or recorded video interview (which we may record for our files)
• Submission of government-issued photo ID and proof of address
• Additional documentation to verify your identity, beneficial ownership, or source of funds
• Internal checks to ensure you have not attempted to bypass system controls, abuse the Evaluation stage, or violate our Trading Rules

3. Accuracy and Updates
   You represent and warrant that all information and documents you submit are true, correct, and complete, and that you have not omitted any details that could affect our ability to verify you. If any information changes—such as your legal name, address, or payment details—you must update your Account as soon as practicable.
4. Ongoing Due Diligence
   Even after you become a Monetized Simulated User, we may request updated information or documentation at any time to satisfy legal, regulatory, or sanction-screening obligations.
5. Account Access
   Once you have registered and (if required) completed verification, you may log in to the Hub and access the Services. Remember that PrimePoint Traders never holds or manages client funds—your challenge fee is a payment for service, and all activity remains fully simulated on our platform; no orders are routed to any exchange or clearing venue.
6. No Guarantee of Approval
   Meeting all registration and verification requirements does not guarantee that you will be approved as a Monetized Simulated User. PrimePoint Traders reserves the right, in its sole discretion, to refuse or discontinue the User Verification Process for any reason, including legal, compliance, or commercial considerations.
7. Personal Use and Billing
   Our Services are intended strictly for individual, personal use. You may not register using corporate or third-party details. All invoices and payments will be issued in the name of the registered individual, and any challenge-fee refunds or withdrawals will be sent only to a bank account held in that same individual’s name.

4. Account

1. Single Account per User
   PrimePoint Traders permits each User to maintain only one Account. Unless we expressly agree in writing, any additional Account created by the same User (a “Duplicate Account”) may be blocked, suspended, or terminated at our discretion.
2. No Shared or Joint Accounts
   Each Account must be owned and controlled by a single natural person or legal entity. Shared, joint, or pooled Accounts are strictly prohibited.
3. Non-Transferability
   You may not sell, assign, gift, sublicense, or otherwise transfer your Account or any associated rights to any third party.
4. Contact Information and Notices
   You must keep your contact details (including your email address) current and accurate. Until you notify us in writing of a change, any communications or notices we send to the email address on file will be deemed received by you.

5. User Obligations and Cooperation

As a condition of registering for and maintaining an Account with PrimePoint Traders, you agree to all of the following:

1. Legal Capacity
   You must be of legal age and fully competent under the laws of your place of residence to enter into binding contracts.
2. Execution of Documents & Assistance
   You will promptly execute any agreements, acknowledgements, or declarations we require and provide any information or assistance we reasonably request in connection with the Services.
3. Accurate Residency Disclosure
   During the User Verification Process, you must truthfully declare your principal country of residence and notify us immediately of any changes.
4. Up-to-Date Personal Information
   You are responsible for keeping all personal data (e.g., name, mailing address, email, principal residency) current and accurate. If you discover any mismatch between your account information and the documents you submitted, you must correct it without undue delay.
5. System Maintenance & Security
   You must maintain your own hardware and software—keeping browsers, operating systems, and security patches up to date—to reduce risk of malware or unauthorized access.
6. Credential Protection & Vulnerability Reporting
   You will safeguard your login credentials by using strong, unique passwords and appropriate security measures. You agree to report any suspected system vulnerabilities, security incidents, or unauthorized access to our support team promptly.
7. Notification of Capacity Changes
   If you lose, or become subject to a restriction on, your legal capacity to enter into or remain bound by these Terms, you must inform us immediately.
8. Non-Custodial Acknowledgment

Non-Custodial & No Market Access. PrimePoint Traders is not a broker-dealer, futures commission merchant, swap dealer, or investment adviser, and does not hold, manage, or transmit any customer funds or securities.

Simulation Only. We provide fully simulated trading environments only; no real-money orders are ever placed on any exchange or through any clearing firm, and we are not registered with FINRA, the SEC, CFTC, or NFA.

Failure to comply with any of these obligations may result in suspension or termination of your Account and access to the Services, and PrimePoint Traders reserves all rights to pursue any available legal or equitable remedies.

6. Services
   PrimePoint Traders offers the following challenge-based and educational Services, which may be modified or expanded at our discretion. As a non-custodial platform, we never accept or hold client funds—your challenge fee is strictly payment for access.

1. Hub
   • Access & Resources: Register at no cost to join our Hub, the central portal for all learning materials, including articles, webinars, video tutorials, and community forums.
   • Program Gateway: Through the Hub you can enter the Evaluation stage and, if eligible, the Monetized Simulated Trader stage.
   • Additional Features: We may introduce new tools, content streams, or community functions. Any such additions may carry supplemental terms posted on the Hub.
2. Evaluation
   • Simulated Trading Environment: Demonstrate your skills using virtual capital under the profit-target, drawdown-limit, and time-frame rules specified on our website.
   • Eligibility: The Evaluation is designed for traders with prior experience or those wanting to learn. We recommend reviewing our educational resources to prepare.
   • Fee & Selection: A single fee—determined by the program you select—grants you access to the Evaluation and related materials. Program selection is final and fees are non-transferable. If you do not initiate any trading activity in your Evaluation account, you may request a full refund of your program fee.
      
   • Data & Monitoring: We record all simulated trades and diagnostic metrics. By participating, you authorize PrimePoint Traders and its affiliates to use this data—automatically and without further consent—for performance analysis, program development, or promotional purposes.
   • Program Updates: We may adjust fees, capital allocations, or performance parameters at any time; changes will not affect Evaluations already purchased.
3. Monetized Simulated Trader
   • Offer of Monetized Simulated Account: Traders who complete the Evaluation and pass our verification process may be invited to trade in an enhanced simulated environment using virtual capitalprovided by PrimePoint Traders. All trade activity remains fully simulated; PrimePoint Traders does not place any orders on any exchange or clearing venue.
   • Discretion & Oversight: All strategy insights and risk-management tips provided are for educational purposes only and are not personalized investment advice.
     Nothing in these Terms, the Hub, or any associated materials constitutes a recommendation or solicitation to buy or sell any instrument or asset in any market.
   • Additional Terms: Acceptance as a Monetized Simulated Trader triggers a separate agreement—detailing profit splits, advanced risk rules, and payout procedures—that you must execute before monetized simulated trading begins.
   • No Guarantees: Completion of the Evaluation and verification does not guarantee an invitation to trade monetized simulated account.
4. Third-Party Services
   • Integration & Referral: We may integrate or recommend services provided by unaffiliated vendors or affiliates (“Third-Party Services”), such as data feeds, analytics tools, or broker platforms.
   • Your Consent & Risk: You authorize PrimePoint Traders to share your information with these providers as needed to deliver integrated Services. Third-Party Services are governed by their own terms; PrimePoint Traders neither endorses nor warrants them and assumes no liability for their performance or fees.

Compliance Note: PrimePoint Traders is not registered with FINRA, the SEC, CFTC, or NFA. We provide simulated trading environments only; no real-money trading or custody of client assets occurs.”

7. Payment Terms

All fees for PrimePoint Traders’ Evaluation programs are quoted in U.S. Dollars. If you remit payment in a different currency, the amount will be converted to U.S. Dollars at the exchange rate used by your payment processor on the date of the transaction. Program fees include any sales, value-added, or similar taxes levied by PrimePoint Traders; you remain responsible for any additional taxes or charges that may apply under your local law.

You may pay the Evaluation program fee by credit or debit card, bank transfer, crypto,  or any other payment method that we make available on the Website.

• Card & Instant Payments. Payments made via credit or debit card (or any instant-payment option) will be processed immediately and must be authorized by the cardholder.
• Cryptocurrency Payments. We may offer payment via cryptocurrencies (e.g. Bitcoin, Ethereum) as specified on the Website. The U.S. Dollar equivalent of your crypto payment will be calculated using the exchange rate published by our designated exchange partner at the time we confirm receipt on the blockchain. You are responsible for any network or miner fees, and must ensure that the net amount received equals the full program fee. Crypto payments are irreversible; in the event of any refund, we will issue it in U.S. Dollars via your original payment method (or another method at our discretion) at the then-current exchange rate. A payment is deemed complete once the required number of blockchain confirmations (as detailed in your payment instructions) has been recorded.
• Bank Transfer. If you elect to pay by bank transfer, we will email you a pro forma invoice detailing the amount due and the payment deadline. You must submit funds in full to PrimePoint Traders’ designated account by the stated due date. Fees are considered paid only when clear in our account; late or incomplete payments may result in cancellation of your program registration.

You are solely responsible for any fees, commissions, or exchange charges imposed by your bank or payment provider in connection with your chosen payment method. Please ensure that the total program fee—after deduction of any third-party charges—is fully credited to PrimePoint Traders’ account.

If you are redirected to a third-party site to complete your purchase, that transaction will be governed by the third party’s terms of service and privacy policy. You provide any personal or financial data to those third parties at your own risk; PrimePoint Traders disclaims all liability for how such third parties collect, use, or protect your information.

8. Refund Policy
   All Evaluation program fees are final and non-refundable once you initiate any trading activity within the simulated environment. If you have not yet engaged in any simulated trades and have not breached these Terms, you may request a full refund of your Evaluation fee within fourteen (14) days of your original purchase date. Any refund request submitted after you begin simulated trading, or beyond the 14-day window, will be denied.
9. User Content
   The PrimePoint Traders Hub may permit you to post, upload, or otherwise share text, images, videos, data, or other materials (“User Content”) with the community or on our Website. When you submit User Content, you grant PrimePoint Traders and its affiliates a worldwide, perpetual, irrevocable, royalty-free, non-exclusive license to reproduce, distribute, modify, adapt, publish, translate, create derivative works from, and display your User Content in any media now known or hereafter developed.

By contributing User Content, you represent and warrant that:

1. You own all rights in the content or have secured all necessary licenses, rights, consents, and permissions to grant the above license.
2. Your content does not infringe any third-party intellectual property, privacy, publicity, or other legal rights.
3. Your content complies with all applicable laws and these Terms.

You agree to indemnify and hold harmless PrimePoint Traders, its officers, directors, employees, and agents from any and all claims, liabilities, losses, damages, costs, or expenses (including reasonable attorneys’ fees) arising out of or in connection with your User Content or any breach of these representations and warranties.

Prohibited Content
You may not submit User Content that:

• Is unlawful, defamatory, obscene, harassing, hateful, or otherwise objectionable.
• Infringes on the intellectual property or privacy rights of others.
• Contains malware, viruses, or any other harmful code.
• Discloses personal information about third parties without their consent.
• Is commercial advertising, spam, or promotional materials not authorized by PrimePoint Traders.

PrimePoint Traders does not endorse or verify User Content. All opinions, advice, or statements contained in User Content reflect solely the views of the author and not those of PrimePoint Traders. We reserve the right (but have no obligation) to review, modify, or remove any User Content at our discretion, without prior notice, for any reason, including to comply with legal obligations or to protect our platform. Even after you delete your account, we may retain copies of your User Content as necessary to comply with applicable law, resolve disputes, and enforce our agreements.

If you believe any User Content violates these Terms, please notify us via the procedure set forth in our Copyright Infringement Policy. We will review and investigate all valid complaints and may remove content as appropriate.

10. Termination Rights

PrimePoint Traders may suspend or terminate your access to all or part of the Services, without prior notice, and may block or restrict your account for any of the following reasons:

1. Illicit or Unlawful Conduct.
   We reasonably believe that you have engaged in fraud, money laundering, terrorist financing, tax evasion, pyramid- or Ponzi-type schemes, unauthorized gambling, distribution of illicit substances, intellectual-property infringement, or any other unlawful activity in connection with your use of the Services.
2. Regulatory or Law-Enforcement Action.
   A competent authority (e.g. law enforcement, tax authority, or financial-crime regulator) initiates or threatens an investigation, subpoena, or other legal process relating to you.
3. Sanctions Compliance.
   We must comply with applicable sanctions programs, court orders, or other legal requirements—if so, we may immediately terminate or suspend your account to avoid violating any sanctions law or regulation.
4. Breach of These Terms.
   You violate any material provision of these Terms (including any Third-Party Service terms incorporated herein) and fail to cure the breach within ten (10) business days after receiving notice from us.
5. Payment Disputes.
   You initiate a chargeback, payment reversal, or bank dispute for any program fee without our written consent.
6. Unauthorized Commercial Use.
   You use your account to offer or sell services, products, or educational content based on our simulation model or platform—unless expressly permitted in writing by PrimePoint Traders.
7. Defamatory or Harmful Content.
   You post or publish false, defamatory, or malicious statements about PrimePoint Traders, its officers, or its Services.
8. Conflict of Interest or Competition.
   We reasonably believe you are employed by, or affiliated with, a competing entity whose activities conflict with PrimePoint Traders’ interests.
9. Prohibited Simulation Practices.
   You engage in any of the practices listed in our Prohibited Trading Practices policy (e.g. use of bots to automate trades, collusion with other users, simulated arbitrage or exploit of system errors, sharing or reselling accounts, circumventing geo- or technical restrictions).
10. Security, Malware & Abuse.
    You distribute malware or other malicious code, infringe third-party privacy or intellectual-property rights, harass other users, or otherwise misuse our systems in a manner that threatens our platform’s integrity or user safety.
11. False Information.
    You provide incorrect, incomplete, outdated, or misleading information during registration, KYC/KYB, or at any other time.
12. System Manipulation.
    You manipulate or abuse our platform—manually or via any automated tool—in a way that deviates from normal, intended use and could harm PrimePoint Traders or its users.

You acknowledge that PrimePoint Traders’ determination of any of the above grounds for termination is final. Upon suspension or termination, all licenses granted to you under these Terms will immediately cease, and you must cease all access and use of the Services. For more details on prohibited trading practices, please refer to: https://primepointtraders.com/prohibited-trading-practices.

11. Use of Automated Trading Tools
    You may deploy your own custom, algorithmic, or other automated trading tools (“Automated Trading Tools”) on our platform only with PrimePoint Traders’ prior written consent. To request approval, you must:

1. Provide a written description of each tool you intend to use.
2. Obtain PrimePoint Traders’ written authorization before activating any such tool.
3. Indemnify PrimePoint Traders against all third-party claims, losses, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the Automated Trading Tools, including any allegations of infringement of intellectual-property or other rights.
4. Bear all development, licensing, transaction, and testing costs associated with your tools.
5. Submit your tools for any compatibility or security testing PrimePoint Traders may require, at our sole discretion.

PrimePoint Traders reserves the right to withhold or revoke approval for any automated tool at any time, in our sole discretion. Approval does not imply endorsement, warranty, or guarantee of your performance in the Evaluation or any other stage of our simulated programs.

12. Data Protection
    We respect your privacy and handle your personal information in strict accordance with our Privacy Policy, available at: https://primepointtraders.com/privacy-policy. By using our Website and Services, you consent to our collection, storage, and processing of your personal data as described therein.
13. Confidentiality
    PrimePoint Traders’ simulation methods, analytics, educational materials, feedback, training content, and related processes (collectively, “Confidential Information”) are proprietary and made available to you solely for your personal, non-commercial use within our simulated environment. You agree:

• To treat all Confidential Information as strictly confidential.
• Not to disclose or use any Confidential Information except as necessary to participate in our Services, and then only for the purposes expressly permitted by these Terms.
• Upon lawful compulsion (e.g., court order or regulatory demand), to notify PrimePoint Traders promptly, furnishing details of the required disclosure so we may seek protective measures if desired.

This obligation survives termination of your account. Any breach of confidentiality may result in immediate suspension or termination of your access, and you remain liable for any resulting damages.

14. Risks

Educational Content Disclaimer
All materials, tutorials, insights, and data provided by PrimePoint Traders are for educational and simulated-trading purposes only. Nothing in our Website or Services constitutes legal, tax, financial, investment, insurance, or trading advice, nor a recommendation or solicitation to engage in any real-money transaction. You alone are responsible for determining whether any aspect of our simulated platform is suitable for you, and you should consult qualified professionals before making any decisions based on the content here. We make no promises or guarantees regarding any outcomes or results.

Software & Security Risks
While we strive to develop and maintain secure, reliable software, no system is entirely free of bugs, vulnerabilities, or potential threats. PrimePoint Traders disclaims all liability for any direct, indirect, incidental, or consequential damages arising from software errors, security breaches, or other technical issues. By using our Services, you acknowledge these inherent risks and agree to proceed at your own risk.

Service Availability
Our platform may occasionally be unavailable due to scheduled maintenance, upgrades, or unforeseen technical issues. We will use reasonable efforts to notify you of planned downtime in advance via email or portal announcement. Unplanned interruptions—for example, to address critical bugs or force-majeure events—will be resolved as quickly as possible, but you should anticipate that access may be temporarily restricted.

Legal & Regulatory Change Risk
Applicable laws and regulations may evolve and could materially affect how our Services operate or what features we can offer. PrimePoint Traders reserves the right, in its sole discretion, to modify, limit, suspend, or discontinue any aspect of the Services (including account approvals) to maintain compliance. You acknowledge that such changes may occur without prior notice.

Phishing & Fraud Risks
Fraudsters may attempt to impersonate us via email, SMS, search-engine ads, or other channels. Always access your account by navigating directly to https://primepointtraders.com and never disclose login credentials in response to unsolicited messages. PrimePoint Traders will never ask for sensitive credentials via email or text message.

Tax Considerations
Because all trading activity on our platform is purely simulated, it does not generate real income, gains, or losses and generally does not create taxable events. If you derive real-world financial benefits as a result of using our Services (for example, by leveraging your simulated performance to secure outside funding), you are solely responsible for complying with any applicable tax reporting and payment obligations. We do not provide tax advice.

Platform Monitoring & Data Sharing
To safeguard the integrity of our platform, enforce these Terms, and comply with legal requirements, we employ monitoring tools and may review user activity and content. We reserve the right to share relevant information with law enforcement or regulatory authorities if required or permitted by law.

15. Data Accuracy

While PrimePoint Traders endeavors to keep all information on the Website and Hub current and correct, we make no guarantees of completeness, timeliness, or error-free operation. Content may include technical inaccuracies, typos, or out-of-date material, and we reserve the right to modify or remove information at any time without notice—including details about our policies, features, or simulated-trading tools. You agree that any reliance on Website content or third-party links is at your own risk, and you bear sole responsibility for verifying accuracy before making any decisions based on that information.

Links to external sites or resources are provided strictly for convenience; PrimePoint Traders does not control or endorse third-party content and accepts no liability for the accuracy, completeness, or security of any material on linked websites.

16. Disclaimers & Limitation of Liability

As-Is Service; No Warranties
Subject to applicable law, PrimePoint Traders provides its Website, Hub, and Services on an “as is,” “with all faults,” and “as available” basis. We make no express or implied warranties, including but not limited to any warranty that the platform will be uninterrupted, error-free, secure, or free of vulnerabilities, or that any content is accurate or complete. All implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement are hereby disclaimed to the fullest extent permitted by law.

Educational Purposes Only; No Professional Advice
All information, data, tutorials, analytics, and simulated-trading tools are provided solely for educational and training purposes. Nothing on our Website or through our Services constitutes legal, tax, investment, insurance, or financial advice, or a recommendation or solicitation to engage in any real-money trading. You should consult your own professional advisors before making any decisions based on content from PrimePoint Traders.

No Guarantee of Results
Past performance in our simulated environment is not indicative of future outcomes. PrimePoint Traders makes no promises or guarantees regarding any hypothetical results, gains, or profits—even within the simulation.

Technical & Security Risks
We strive to build and maintain secure, reliable software, but no system is infallible. PrimePoint Traders disclaims all liability for any direct, indirect, incidental, consequential, or punitive damages arising from software bugs, design flaws, security breaches, malware, unauthorized access, or any other technical issues. Your use of the platform is at your own risk.

Third-Party Links & Integrations
Our platform may include links to third-party sites or integrate external services. We do not control, endorse, or warrant any content, products, or services provided by those third parties, and assume no responsibility for their practices or your interactions with them.

Liability Cap
To the maximum extent permitted by law, PrimePoint Traders’ total aggregate liability arising out of or related to these Terms and your use of our Services shall not exceed the total fees you have paid to PrimePoint Traders in the twelve (12) months preceding the event giving rise to the claim.

No Market Activity & Regulatory Status
PrimePoint Traders is not a broker-dealer, futures commission merchant, swap dealer, or investment adviser, and does not handle real client funds or place live orders on any exchange. We are not registered with FINRA, the SEC, CFTC, or NFA. All trading on our platform is simulated.

Simulated Risk Controls
We may impose or adjust simulation-specific risk parameters—such as position-size limits or virtual leverage caps—to preserve platform integrity and educational value. These limits may change at our sole discretion without prior notice.

Lawfulness of Use
You are responsible for ensuring your use of the Website and Services complies with all applicable laws in your jurisdiction. PrimePoint Traders makes no representations regarding the legality of your activities in any particular location.

Limitation of Liability

To the fullest extent permitted by law, PrimePoint Traders, its affiliates, officers, directors, employees, agents and licensors (collectively, “we,” “us” or “our”) shall not be liable to you or any third party for any indirect, incidental, consequential, special, exemplary or punitive damages—including, without limitation, lost profits, lost data, business interruption or lost opportunities—arising out of or relating to your access to or use of our Website or Services, even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages. If these limitations are unenforceable in your jurisdiction, our liability will be limited to the maximum extent permitted by law.

We reserve the right to modify, suspend or discontinue any aspect of the Website or Services—whether in whole or in part—at any time and without notice, and we shall not be liable for any loss or damage resulting from such changes. We are also not responsible for any failure or delay in performing our obligations due to causes beyond our reasonable control, including force majeure events, interruptions in telecommunications or internet services, hardware or software failures, or governmental actions.

Except where prohibited by applicable law, our total aggregate liability for all claims arising out of or relating to these Terms or your use of the Website or Services shall not exceed the greater of:

1. The total fees you have paid to PrimePoint Traders during the one-month period immediately preceding the event giving rise to the claim; or
2. One hundred U.S. dollars (US $100).

This limitation applies regardless of the form of action, whether in contract, tort (including negligence), strict liability or otherwise.

17. Miscellaneous

Data Disclosure to Authorities. PrimePoint Traders will retain your information as required by applicable anti-money-laundering and sanctions laws. We may be obliged to report suspicious activity or disclose your data to courts, regulators, law-enforcement, tax authorities, or other official bodies if so required by law or regulation. We will cooperate fully with any lawful request or order.

Electronic Signatures. All agreements, consents, and authorizations you provide on our Website or through our Services may be given electronically. To the extent permitted by law, you waive any right to require a handwritten signature or paper record.

No Waiver. Our failure to insist upon or enforce any right or provision of these Terms will not constitute a waiver of that right or provision, nor affect our ability to enforce it later, provided it has not lapsed under applicable law.

Survival. Provisions that by their nature are intended to survive—such as Confidentiality, Limitation of Liability, and governing-law clauses—will continue in full force after your account is closed or these Terms terminate, until fully satisfied.

Contractual Language. If these Terms are translated into other languages, the English version will govern in the event of any conflict or discrepancy.

Order of Precedence. If there is any inconsistency between these Terms and any other materials on our Website or in our Services, these Terms will prevail.

18. Governing Law & Jurisdiction

Governing Law. These Terms and your use of PrimePoint Traders will be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict-of-laws principles.

Exclusive Jurisdiction. You and PrimePoint Traders each consent to the exclusive jurisdiction and venue of the state and federal courts located in Wilmington, Delaware for any dispute arising out of or relating to these Terms or your use of our Services.

Operator
This Website is operated by PrimePoint Traders, LLC, a Delaware limited-liability company, with its principal office at [123 Finance Way, Wilmington, DE 19801, USA].

Last updated: July 3, 2025